can_i_afford
ChatGPTAnalyze if a purchase is affordable. Returns verdict (green/yellow/red) with impact on budget, savings rate, and financial score.
Overview
CapyCash helps users track income and expenses, organize categories and lists, and understand spending patterns from their own financial data. Users can ask for summaries, recurring expense detection, affordability checks, savings simulations, and goal-based scenario planning. It is designed to support financial planning and decision-making through a connected CapyCash account.
Tools
create_category
ChatGPTCreate a new income or expense category with optional budget limit.
create_list
ChatGPTCreate a new financial list to organize transactions (e.g., "Groceries", "Travel").
create_scenario
ChatGPTCreate a scenario. Existing scenarios stay available unless they are deleted in the app.
create_transaction
ChatGPTCreate a single income or expense transaction. Prefer this tool when adding one transaction at a time. The label drives category matching: if no category matches the label (case-insensitive), one is auto-created with the same type and icon.
export_transactions
ChatGPTExport transactions as CSV. Filter by date range, year/month, or stored label. Returns CSV text with summary.
get_financial_score
ChatGPTCalculate financial health score (0-100) with breakdown by savings rate, budget adherence, spending trend, and tracking consistency. Includes safe-to-spend amount.
get_import_template
ChatGPTGet the expected format for importing transactions: column definitions, types, validation rules, and examples.
get_recurring_expenses
ChatGPTDetect recurring/subscription expenses by analyzing transaction patterns across months. Returns monthly total of detected subscriptions.
get_scenario
ChatGPTGet one scenario by ID or name. If there is exactly one scenario, it can be returned without an identifier. If multiple scenarios exist, provide scenario_id or scenario_name.
get_spending_insights
ChatGPTGet active spending insights: budget alerts, anomalies, positive trends, and safe-to-spend. Analyzes current month vs previous 2 months.
get_time_to_earn
ChatGPTConvert expenses to work hours. With amount: how long to earn that amount. Without: top 5 categories by work hours needed.
get_transaction_summary
ChatGPTGet a compact aggregated summary for a period: income, expenses, balance, and transaction count. Prefer this over get_transactions when totals are enough and you do not need to inspect individual records.
get_transactions
ChatGPTGet itemized transactions for a specific list and time period (year, month, day). Returns matching records plus totals. Use this when you need the individual transaction list.
get_transactions_by_range
ChatGPTGet transactions within a custom date range. Can filter by category label.
import_transactions
ChatGPTBulk import transactions (max 100). Use this only when creating many transactions at once, not for a single entry. Validates each row before insertion. The list_id accepts an ID or exact list name (default: "Personal"). Categories are auto-created when a label does not match any existing category (case-insensitive match).
list_categories
ChatGPTGet all income and expense categories. Can filter by type (income/expense).
list_lists
ChatGPTGet all financial lists for the authenticated user. Returns list names, emojis, and favorite status.
list_scenarios
ChatGPTList saved scenarios for a list.
simulate_savings
ChatGPTEstimate savings by reducing existing historical spending on a stored transaction label. This is behavior-driven from past expense data, not a free-form hypothetical savings target. Requires matching expense history and projects the reduced-spend scenario over N months.
update_scenario
ChatGPTUpdate scenario fields by scenario_id or scenario_name.
Capabilities
InteractiveWrites
Links
App Stats
21
Tools
ChatGPT
Platforms
Works with
ChatGPT
Data refreshed daily