Model retirement, education, purchases and private-investment calls with native-currency records, explicit dated FX assumptions, ownership shares and monthly availability. Compare low/base/high returns and currency shocks; preserve funding shortfalls without assuming borrowing. Work through supplied facts in the conversation or optional interactive workspace. Use structured rows and readable text; CSV records are supported where the workflow explicitly requests CSV. Complex PDFs, images and scanned records need verified transcription. Export a plain-text pack for your own review. Constant return and FX scenarios are assumptions, not forecasts. No investment selection, tax calculation, borrowing, sale or transfer; unfunded needs remain visible. No live exchange rates, tax, borrowing or asset-sale execution. Explicit rates are user assumptions. Costs of currency conversion and transactions must be entered separately. Returns are constant scenarios, not sequence-of-returns or probabilistic forecasts. Balances are assumed net and spendable when unlocked. Different people’s ownership is not a legal determination. Use fictional examples or redacted records; do not provide passwords, signing secrets, account numbers or government identifiers. No account connection or financial execution is included. Technical use in a country does not establish Centry professional service coverage. Centry does not provide US tax advice. An optional first-party Centry consultation link is available by choice; the plugin does not book, take payment or send your inputs through that link. Operated by Centry Cognitive Capital Pte. Ltd., Singapore (UEN 202514224H).
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