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Penny by AccTek icon

Penny by AccTek

by AccTek Ltd

Overview

Penny by AccTek is a finance data assistant for AccTek clients and approved Penny trial users. Penny retrieves structured summaries from your connected accounting data and explains cash, KPIs, management summaries, anomalies, report links, data freshness and reconciliation status in plain English. Penny cannot change accounting records, make payments, file returns, submit accounts, or replace professional advice from AccTek. Where accounting or tax judgement is needed, Penny should refer you to AccTek.

Tools

get_anomalies

ChatGPT
Return open anomalies from your latest management-accounts run, each with severity, category, metric, current/prior values, change and a plain-English explanation. Read-only, no arguments. Returns { tool, anomalies[], data_freshness, advice_note, as_of }.

get_anomalies

ChatGPT
Return open anomalies from your latest management-accounts run, each with severity, category, metric, current/prior values, change and a plain-English explanation. Read-only, no arguments. Returns { tool, anomalies[], data_freshness, advice_note, as_of }.

get_anomalies

ChatGPT
Return open anomalies from your latest management-accounts run, each with severity, category, metric, current/prior values, change and a plain-English explanation. Read-only, no arguments. Returns { tool, anomalies[], data_freshness, advice_note, as_of }.

get_cash_position

ChatGPT
Return your cash position from the latest reconciled run: cash at bank, runway in months, debtor/creditor days and bank accounts. Read-only, no arguments. Returns { tool, cash_at_bank, runway_months, debtor_days, creditor_days, bank_accounts[], notes[], data_freshness, advice_note, as_of }.

get_cash_position

ChatGPT
Return your cash position from the latest reconciled run: cash at bank, runway in months, debtor/creditor days and bank accounts. Read-only, no arguments. Returns { tool, cash_at_bank, runway_months, debtor_days, creditor_days, bank_accounts[], notes[], data_freshness, advice_note, as_of }.

get_cash_position

ChatGPT
Return your cash position from the latest reconciled run: cash at bank, runway in months, debtor/creditor days and bank accounts. Read-only, no arguments. Returns { tool, cash_at_bank, runway_months, debtor_days, creditor_days, bank_accounts[], notes[], data_freshness, advice_note, as_of }.

get_estimated_tax_position

ChatGPT
Return a read-only, indicative estimate of your UK tax position for a tax year (income tax and a National Insurance estimate), built from the income captured to date and annualised to a full year. Covers employment (including multiple jobs), self-employment, and, for directors, dividends entered as the top slice; reflects the 100,000 to 125,140 pound personal-allowance taper. This is an indicative estimate only, not tax advice and not a tax return; for any judgement-based tax question or decision, contact your AccTek accountant. Read-only and your own data only: it cannot file, submit, pay, approve or change anything, and never contacts HMRC. Optional arguments: tax_year (e.g. '2025/26', defaults to the latest captured), pension (a net pound contribution to model as an indicative what-if, not a recommendation), dividends (expected full-year pound dividends, for directors). Returns { tool, tax_year, period_start, period_end, income, position, scenarios[], scenarios_note, assumptions[], coverage, source_system, currency, data_freshness, data_freshness_status, reconciliation_status, limitations[], disclaimer, advice_note, as_of }.

get_estimated_tax_position

ChatGPT
Return a read-only, indicative estimate of your UK tax position for a tax year (income tax and a National Insurance estimate), built from the income captured to date and annualised to a full year. Covers employment (including multiple jobs), self-employment, and, for directors, dividends entered as the top slice; reflects the 100,000 to 125,140 pound personal-allowance taper. This is an indicative estimate only, not tax advice and not a tax return; for any judgement-based tax question or decision, contact your AccTek accountant. Read-only and your own data only: it cannot file, submit, pay, approve or change anything, and never contacts HMRC. Optional arguments: tax_year (e.g. '2025/26', defaults to the latest captured), pension (a net pound contribution to model as an indicative what-if, not a recommendation), dividends (expected full-year pound dividends, for directors). Returns { tool, tax_year, period_start, period_end, income, position, scenarios[], scenarios_note, assumptions[], coverage, source_system, currency, data_freshness, data_freshness_status, reconciliation_status, limitations[], disclaimer, advice_note, as_of }.

get_estimated_tax_position

ChatGPT
Return a read-only, indicative estimate of your UK tax position for a tax year (income tax and a National Insurance estimate), built from the income captured to date and annualised to a full year. Covers employment (including multiple jobs), self-employment, and, for directors, dividends entered as the top slice; reflects the 100,000 to 125,140 pound personal-allowance taper. This is an indicative estimate only, not tax advice and not a tax return; for any judgement-based tax question or decision, contact your AccTek accountant. Read-only and your own data only: it cannot file, submit, pay, approve or change anything, and never contacts HMRC. Optional arguments: tax_year (e.g. '2025/26', defaults to the latest captured), pension (a net pound contribution to model as an indicative what-if, not a recommendation), dividends (expected full-year pound dividends, for directors). Returns { tool, tax_year, period_start, period_end, income, position, scenarios[], scenarios_note, assumptions[], coverage, source_system, currency, data_freshness, data_freshness_status, reconciliation_status, limitations[], disclaimer, advice_note, as_of }.

get_kpi_dashboard

ChatGPT
Return your latest finance KPIs (gross/net margin, debtor & creditor days, current ratio, cash runway and more) with value, direction, severity and AccTek commentary. Read-only, no arguments — always your own business only. Returns { tool, kpis[], alerts[], data_freshness, advice_note, advisory_context[], as_of }.

get_kpi_dashboard

ChatGPT
Return your latest finance KPIs (gross/net margin, debtor & creditor days, current ratio, cash runway and more) with value, direction, severity and AccTek commentary. Read-only, no arguments — always your own business only. Returns { tool, kpis[], alerts[], data_freshness, advice_note, advisory_context[], as_of }.

get_kpi_dashboard

ChatGPT
Return your latest finance KPIs (gross/net margin, debtor & creditor days, current ratio, cash runway and more) with value, direction, severity and AccTek commentary. Read-only, no arguments — always your own business only. Returns { tool, kpis[], alerts[], data_freshness, advice_note, advisory_context[], as_of }.

get_management_summary

ChatGPT
Return your latest management-accounts summary: period, narrative (when available), headline figures (revenue, net profit, margins) and active alerts. Read-only, no arguments. Returns { tool, period, narrative, headline, alerts[], data_freshness, advice_note, as_of }.

get_management_summary

ChatGPT
Return your latest management-accounts summary: period, narrative (when available), headline figures (revenue, net profit, margins) and active alerts. Read-only, no arguments. Returns { tool, period, narrative, headline, alerts[], data_freshness, advice_note, as_of }.

get_management_summary

ChatGPT
Return your latest management-accounts summary: period, narrative (when available), headline figures (revenue, net profit, margins) and active alerts. Read-only, no arguments. Returns { tool, period, narrative, headline, alerts[], data_freshness, advice_note, as_of }.

App Stats

18

Tools

ChatGPT

Platforms

Works with

ChatGPT

Data refreshed daily