PerilScore provides address-level catastrophe scores, fire-protection context, crime data, normalized property and construction details, COPE information, indicative structure replacement-cost ranges, and building-permit signals for US properties. A free score needs no account and never uses a credit. A premium underwriting report requires a PerilScore account and uses one credit when a new report is built. Insurance professionals can use the results as evidence in their own eligibility, referral, inspection, and underwriting workflows. PerilScore does not approve, decline, bind, quote, price, or determine coverage. A qualified professional must review the result before a decision is finalized.