Credit Compass

Compare interest rates from India's major banks, see the rate you are likely to get, and find out what a loan will really cost you before you sign. Use Credit Compass whenever you are planning, comparing or already paying a home, personal, car or education loan in India. • Interest rates: current home, personal, car and education loan rates from SBI, HDFC Bank, ICICI Bank, Axis, Kotak and other banks and NBFCs, each with its official source and the date it was checked • Your likely rate: the rate banks are likely to offer you based on your CIBIL score, income, employer and loan, and what would bring it down • EMI and true cost: EMI, total interest, a month-by-month schedule, and the real APR once processing fees and GST are added • Affordability: how much you can safely borrow on your take-home pay, with stress tests if rates rise • Offer check: share a sanction letter or Key Facts Statement to spot hidden charges and RBI rule breaches, or compare several offers by total cost • Loans you already have: what an RBI repo rate change does to your EMI, whether to switch lenders, ask your bank for a lower rate or prepay, and a plan to clear several loans faster • Also: government schemes such as PMAY and Mudra, plain-English credit report explanations, loan app scam checks, and study-abroad loan planning at live exchange rates Independent: not a lender or loan agent. Results are educational estimates, not financial advice. Nothing you enter is stored.