PocketBuddy

PocketBuddy answers questions about your spending, budgets and net worth with your own numbers instead of averages. Ask why you spent more this month than last, what you pay for every month, how your net worth has changed, or how your budgets and goals are doing. PocketBuddy works it out from your accounts and shows it beside the conversation. Every answer says which dates it covers, how many accounts it includes, how recently they updated, and what it left out, such as moves between your own accounts. You can look around before connecting anything. A sample household shows what an answer looks like, and two calculators work from numbers you type in: how much you would need to stop working at a given spending level, and how your retirement savings compare for your age. PocketBuddy reads; it does not act. It cannot move money, pay a bill, trade, or change a bank connection. If you choose to allow changes when you connect, it can recategorize a transaction or add one you paid in cash. Each change is shown first, happens only after you approve it, and can be undone. PocketBuddy gives you numbers, not financial advice. A purchase check shows what your month looks like with the purchase in it and leaves the decision to you. When you connect, PocketBuddy returns the balances, totals and transactions needed for your question, including merchant names. Its account tool can also return your account ID, name and email. It never returns bank logins, account numbers or access tokens. You can disconnect at any time in PocketBuddy's settings.